Legal information
Legal notice
This website is published by Big4PM, Dubai, United Arab Emirates. Publication director: Noria Bacha. Contact: noria.b@big4pm.com. Big4PM is an independent firm and is not affiliated with any of the Big Four networks. The site is hosted by Netlify, Inc., 512 2nd Street, Suite 200, San Francisco, CA 94107, United States.
Terms of engagement
1. Scope
Big4PM advises business owners and families on capital decisions: analysis of options, preparation of the company, financial models, coordination of advisers and review of proposals received. Each mandate is defined by an engagement letter signed by both parties, which prevails over these terms.
2. Selection of mandates
Big4PM accepts a limited number of mandates and remains free to decline a request without giving reasons. A request submitted through this website creates no obligation for either party.
3. Fees
Fees and their terms are set for each mandate in the engagement letter, in US dollars or euros, according to the client, the scope and the complexity of the work, and agreed before any work begins. They are invoiced on the schedule set in the engagement letter. Big4PM receives no commission from a third party and no remuneration linked to a financial product.
4. Withdrawal within 48 hours
The client may end a mandate without cost within 48 hours of signing the engagement letter.
5. Confidentiality
All information shared by a prospective or current client is confidential. A confidentiality agreement can be signed before the first detailed exchange. Big4PM does not disclose its clients' names without their written consent.
6. Regulatory scope
Big4PM does not arrange, place, distribute or recommend investments in securities, does not manage assets and does not give legal, tax or notarial opinions. These activities are carried out by institutions licensed by the competent authorities and by the client's own lawyers, notaries and tax advisers, with whom Big4PM works on the client's behalf.
7. Relations with the client's advisers
When a lawyer, notary, accountant or private banker introduces a client, the client remains theirs. Big4PM delivers work that these advisers can use, does not compete with their own mission, and neither pays nor receives any referral fee.
8. Responsibility
Big4PM's work is based on information provided by the client, which the client warrants to be accurate and complete. Decisions remain the client's own. Big4PM's liability is limited as set out in the engagement letter.
9. Governing law
The governing law and competent courts are stated in each engagement letter.
Privacy
This policy applies to the information you give us through the review request form. It is written to meet the European General Data Protection Regulation and the UAE Federal Decree-Law No. 45 of 2021 on personal data protection.
| Controller | Big4PM, Dubai · noria.b@big4pm.com |
|---|---|
| Data | Name, position, company, country, professional e-mail, telephone if given, your answers and message. |
| Purpose | Studying your request and replying to it. |
| Basis | Your consent, and steps taken at your request before a possible engagement. |
| Recipients | The Big4PM team only. The form is processed by our hosting provider under a data processing agreement that complies with the GDPR. |
| Retention | Three years after our last exchange if no mandate follows; for the length of the mandate and the legal retention periods otherwise. |
| Your rights | Access, correction, deletion, restriction, objection, portability and withdrawal of consent, by writing to noria.b@big4pm.com. In the European Union you may also complain to your data protection authority (in France, the CNIL). |
We never sell or share your information for marketing purposes.