Capital is not just what you own. It is what your structure allows you to do.
Big4PM advises business owners and entrepreneurial families on the financial and capital decisions that shape what they have built. We read the company's real numbers, compare the options and stay on the owner's side until the decision is carried out.
What we do
Know where the company stands
Cash, margins, debt capacity and the reliability of the figures, before any decision.
Take value out or open the capital
Recapitalisation, owner buy-out, a minority partner, without giving up the founder's hand.
Buy, sell or go to market
Preparing an acquisition, including the takeover of a business in difficulty, a sale or a listing, and reading every offer from the owner's side.
Pass it on
Holding structures, family governance and succession, with your notary and lawyers.
How we work
A capital decision is only as sound as the figures behind it. Most mandates therefore start with a diagnostic, then move to the decision, its execution and the years that follow. You can start at any step.
1. Diagnose
Ten days to six weeks · fixed scope
We establish where the company really stands, with the diagnostic that fits the question:
- MarginIQ · ten days on cash and margins, when results or liquidity no longer match expectations.
- ControlIQ · six weeks to put financial control in order: 52 control points and a rolling 13-week cash forecast.
- LandedIQ · the real margin of importers and distributors, product by product and shipment by shipment.
- EthicalAI Certify · how the company governs its use of artificial intelligence, for boards and investors.
Every diagnostic is prepared by our team and reviewed by a second senior before it reaches you.
2. Decide · Capital Decision Review
Three to four weeks
From the diagnostic to the choice: the options open to you, compared with your real figures, and what each one does to value, debt, control and your family.
3. Execute · Owner's Side
From the first term sheet to closing
Buyers, funds and banks come with their own advisers. We are yours: preparing the company, modelling, reading every draft with you and keeping your advisers on one plan.
4. Over time · Strategic Capital Partner
A few days each month
At your side at the board or the family council for each decision that follows, with the cash forecast and control routines set up during the diagnostic kept up to date.
Principles
Independence
Paid by our clients alone, on terms agreed with each of them. Never by a counterparty.
Discretion
We do not publish our clients' names. Confidentiality from the first exchange.
Selection
Few mandates each year, where our work will change the outcome.
Continuity
We weigh what each option does to the company, its people and the next generation, not only to the price.
Guides
Figures-based answers to the questions owners ask us.
How can an owner take cash out of the company without selling it?
Preparing your business for sale: what a buyer challenges first
Owner buy-out: selling your company to your own holding
The Dutreil pact in 2026: passing on a French company with a 75 % exemption
Listing a non-US company on Nasdaq through a SPAC: what the founder keeps
Foundations and family offices in the UAE: which structure for a business family?
Insights
What changes, for whom, and what to do.
France's 2027 budget bill: what changes for holding contributions, gifts and business transfers
13 November 2026France's 2026 finance law: the tax on passive holding companies applies at the 31 December year-end
13 November 2026UK: what changed on 6 April 2026 for owners who sell or pass on their business
Team
Big4PM is a firm of human scale. Noria Bacha, founder, and the members of her team have spent most of their careers in the Big Four and in transaction services firms, alongside the most demanding clients: that is where they learned to run deals. Noria Bacha oversees every mandate and is at your side for each key decision. Each mandate is carried out by a dedicated team of senior specialists in transactions and valuation, financial control, law and tax, capital markets and industry, named in the engagement letter. Every diagnostic and every deliverable is reviewed by a second senior before it reaches you. This organisation lets us run several mandates at the same time, each with its own team and timetable.
Questions
Who works on my file?
A dedicated team of senior specialists, named before you sign, under the supervision of our founder, Noria Bacha. Every deliverable is reviewed by a second senior.
Do you replace my advisers?
No. Your lawyer, notary, accountant and banker keep their role. We give them a file they can work on.
What is your link with the Big Four?
Our background. Noria Bacha and the members of her team have spent most of their careers in the Big Four and in transaction services firms, working for the most demanding clients. That is where they learned to run deals from start to finish. Big4PM is an independent firm: we bring that standard to business owners, without the structure of a large network.
What do you not do?
We do not place securities, manage assets or give legal or tax opinions. When needed, we work with the licensed institutions you choose.
How are fees set?
Case by case. We select the mandates we accept. When we take one on, we propose fees suited to the client, the scope and the complexity of the transaction, set in the engagement letter before any work begins.
Request a review
Ten questions on your situation, then your details. The first review is free and without commitment. Each request is read by our team and reviewed by Noria Bacha. If we believe we can be useful, we reply within 72 working hours with a first reading of the options open to you. If not, we say so, and where we can, we suggest who could help.
Your answers are confidential and used only to study your request. Privacy